Aml Operations Analyst- Alert Review - Madrid, España - Ouro

Ouro

Empresa verificada

Madrid, España

hace 1 semana

Publicado por:

Isabel García

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Descripción

About the company:

Ouro is dedicated to delivering financial empowerment to millions of Americans, leveraging a proprietary payments technology platform that fuels its fintech product innovations.

From prepaid, credit and debit account solutions, to digital account and money movement services, Ouro has a broad suite of products and technologies that deliver exceptional experiences for its customers and business partners across co-branded, white label and banking-as-a service verticals.

Since its founding in 1999, Ouro products have helped millions of consumers nationwide, and processed tens of billions of dollars.

Present day:_ Legendary Austin fintech Ouro has opened a new chapter in its role as market maker with the return of its visionary founders Roy and Bertrand Sosa. The combined company meshes Ouro's customer and partner portfolios, payments platform and innovations with the international footprint and money movement capabilities of Rêv Worldwide, the company the Sosas founded after Ouro. The reunion creates a revitalized financial services innovator on a mission to reimagine financial services for consumers around the world and to redefine the industry once again.

Ouro fosters a high-performance culture and we are building a unified platform and product suite capable of bringing financial mobility and freedom to consumers around the world despite differences in language, currency, culture, and geography.

About the Role:

The Compliance Department operates in a fast-paced, rigorously examined and dynamic environment.

The Anti-Money Laundering (AML) Compliance Analyst performs various investigation assignments related to regulatory initiatives pursuant to the Bank Secrecy Act (BSA), USA PATRIOT Act, Money Laundering, Suspicious Transactions and High-Risk Activities.

This position is critical to protecting the Company from legal andregulatory risks, as well as reputational and franchise risks. This is a non-supervisory position.

Responsibilities:

Primary responsibilities of the position include performing alert
reviews using various sources, systems and reports for suspicious activity related to money
laundering, terrorist financing, identity theft and other criminal activities using Ouro managed
programs and agents.

Identifying unusual customer transaction patterns indicative of suspicious activity; investigating inappropriate and/or fraudulent activity; conducting enhanced due diligence on high risk customers; escalating issues as warranted to management; maintaining thorough documentation of compliance with all BSA/AML/OFAC requirements; and continuously working to understand and mitigate risk and losses.

Other duties include the following:

Collect and review appropriate documentation to evaluate and recommend disposition of

alerts;

Run queries and analyze transaction data against customer profiles;
Performing enhanced due diligence on load exception requests and highrisk customers;
Interact with AML systems to document alert reviews;
Work closely with AML and Fraud team to make recommendations, identify trends and

evaluate card activity risks;

Complete Currency Transaction Reports (CTRs) as needed.

Requirements:

Bachelor's degree with a minimum of 1 to 3 years specific BSA/AML investigation

shows writing, research and analysis skills will be accepted in lieu of experience. CAMS or
CFE a plus.

Excellent written and verbal communication skills.
Intermediate Excel skills required.
Strong analytical, critical thinking and problemsolving abilities and able to decipher high

risk attributes (transactional, geographical, product, customer type, etc.)

Must be dedicated and focused with demonstrated ability to effectively analyze data from

multiple sources in multiple formats from various sources and core processing systems.

Excellent communication skills, organizational skills and attention to detail.
Ability to work independently; take initiative; and able to adapt to change.
Quick learner able to readily understand regulatory compliance, financial concepts and

issues, exercise sound judgment and observe the highest degree of confidentiality.