Credit Risk Manager - Barcelona, España - Pay Retailers

Pay Retailers

Empresa verificada

Barcelona, España

hace 1 semana

Publicado por:

Isabel García

beBee Recruiter

Descripción

PayRetailers is a payment gateway designed to handle mass online payments to the Latin American market.

The company combines local markets expertise with payment technology enabling global merchants to successfully expand their business into high growth, emerging markets while eliminating the many operational complexities of managing cross-border payments.

Reporting to the Head of Risk Management, we are looking for a
Credit Risk Manager to lead a team of credit risk analysts in assessing merchant risk, setting merchant security terms, and monitoring merchant creditworthiness.

Job duties and Responsibilities:

Develop an indepth understanding of payment and merchant risk within the Pay Retailers environment.
Create the standards and processes to assess merchant credit risk and set security terms within the merchant onboarding and ongoing monitoring processes.
Develop merchant portfolio risk reporting and provide on an ongoing basis.
Work with sales and account management to balance risk and reward.
Oversee the implementation and management of merchant credit risk systems, including transaction monitoring tools.
Develop and maintain an indepth understanding of credit risk management processes across the Group.
Development of a world class and global credit risk strategy and implement associated solutions
Deliver KPIs and highquality information, analytics and intelligence on credit risk management and associated trends.

Experience and Qualifications:

Minimum of 7 years of management and team leadership experience.

- +5 years of experience in payments industry, internet banking, ACH, and credit card processing.

A deep understanding of KYB principles and regulatory frameworks for KYB.
Working knowledge of merchant monitoring platforms.
Detailed experience with credit risk assessment models and standards.
Experience in payments, internet banking, ACH, and credit card processing.
Familiar with credit card scheme regulations and fraud programs.
Excellent written communication skills.
Highly organized with strong project management skills.

What we offer:

Competitive salary
Opportunities to grow within a company in hypergrowth stage
Additional days of holidays
Free language classes ‍
Private health insurance covered by the company.
At least one day of home office per week
Free catering in the office
Possibility to increase your net salary through our flexible retribution partner
Excellent work environment and good collaboration.
Free coffee/Tea and snacks from the company